Banking Simulation
Banking Simulation
Run a bank’s balance sheet. You decide who gets a loan, what you pay on deposits, and how much cash never leaves the vault.
⏳ SoonThe Banking Dilemmas
The loop here is a balance sheet: the money you earn on is someone else’s, and its timing is not yours to choose.
Loan Volume vs Risk
More lending means more interest income, and every loan that does not come back comes straight out of your capital.
Deposit Rate vs Cost
A high rate attracts deposits and squeezes the net interest margin. A low one sends them to a competitor.
Liquidity vs Yield
Every unit you keep in the vault is safety that earns nothing. Lend it all out and the first panic ends you.
Collateral vs Growth
Strict collateral cuts losses and stops the book growing. Loosen it and you grow: along with the risk.
Dividends vs Capital
Paying out keeps shareholders happy; it thins the capital buffer that carries you through a bad year.
Bank Metrics
- Net Interest Margin
- Non-Performing Loans
- Liquidity Ratio
- Capital Adequacy
- Deposit Base
- Loan-to-Deposit Ratio
- Customer Confidence
Mobile app: The browser and mobile versions are both in development.